Terms of Service

1. The service

Sextant is a self-service financial-projection engine. It computes illustrative projections from user-entered assumptions and presents options. It is not financial, investment, tax, or legal advice, and does not act as a fiduciary. See the Disclaimer.

2. Eligibility & accounts

[Counsel to complete: eligibility (age/jurisdiction), account creation, and accurate-information obligations.]

3. Acceptable use

[Counsel to complete: prohibited uses, no scraping/abuse, no reliance as sole basis for irreversible decisions.]

4. Fees & billing

[Counsel to complete: usage-based model — prepaid balance, opt-in auto-refill in $20 increments, per-compute charges, optional storage fee, refunds. No free tier.]

5. No advice; no warranty

[Counsel to complete: reaffirm no-advice status; disclaim warranties (AS IS), accuracy, fitness for purpose.]

6. Limitation of liability

[Counsel to complete: liability cap and exclusion of consequential/financial-decision damages.]

7. Your data

How data is handled is described in the Privacy Policy. You may export your data or delete your account and data at any time from your account settings.

8. Termination

[Counsel to complete: suspension/termination rights, effect on data, survival clauses.]

9. Changes to these terms

[Counsel to complete: how updates are made and notified; continued use as acceptance.]

10. Governing law & disputes

[Counsel to complete: governing law, venue, arbitration/class-waiver decision, and contact for notices.]

11. Contact

[Counsel to complete: support/legal contact address.]